Compensation Claims 4 U Compensation Claims

Pet Insurance & Public Liability Are You Safe From

2010-11-25 by Admin

Pet Insurance & Public Liability Are You Safe From A Personal Injury Compensation Claim?

Are you one of the million of Britons famous the world over for being a pet owner and lover? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds.

Lets look at two, not uncommon, scenarios that may happen to a pet owner in the UK:

Scenario 1:

You own a dog. The dog is out in the garden. The post comes to the house to deliver a letter. In the course of delivering the letter your dog bites the postman.

Scenario 2:

You own a horse. The horse is grazing in the field. The horse is startled, jumps the hedge and crashes into an oncoming car.

Do you know what would happen in both of these scenarios? Well, if you dont already know, as you may recall from the recent famous case involving Princess Anne, in Scenario 1 you could be liable to pay damages under the Dangerous Dogs Act. Less well known, in Scenario 2 you could be liable to pay damages under a recent House of Lords interpretation to the Animal Act 1971. Either way, youre paying.

How can you limit the liability youll suffer if either of these unfortunate events where to occur? Without some form of pet insurance policy you could not. As such, if you have a pet and want to save yourself from the prospect of having to pay out a potentially large amount of money in compensation damages to a third party now is the time that you should be considering getting pet insurance.

Although pet insurance is unlikely to cover you for the full costs you that you may need to pay to both defend your self against a claim and also pay compensation if you lose, as there is likely to be a minimum excess payment and maximum cap payment, for a reasonable annual premium payment you can arrange to have cover that would pay a large portion of this amount.

At the end of the day, however, having pet insurance is like having any other type if insurance. Would you go out n the roads and drive your car without insuring yourself against an accident? Would you leave all your valuables at home without having any home contents insurance? Do you want to take the chance that you could be used for million in personal injury compensation without having paid a minimal amount in pet insurance?

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Posted in Compensation Claims

Personal Injury Lawyer – Surefire Way To Success

2010-11-18 by Admin

Regardless of any or all precautions you take, an accident can happen to just about anyone, even to an injury lawyer. People neither choose to have an accident nor decide when and where it should occur.

An accident is both a painful and an expensive experience the injury makes you suffer and the medical treatment costs quite a bit. A personal injury claim is a way to compensate many of your losses and its importance should not be understated. You can’t turn back the time but you can minimise the bad consequences of your injury.

Let’s Ask An Injury Lawyer

How can you handle a compensation claim if you are injured and the bureaucratic procedures are not considerate about your condition? A surefire solution is to ask a personal injury lawyer.

Their job is to make an injury claim in your name, and a case to win your accident compensation. They are professional and experienced and what is most important you don’t pay anything for their services, regardless of your claims final result.

The injury lawyer’s service is based on a ‘No Win No Fee’ method. Which means if you lose your accident claim, the lawyer is responsible for such loss, i.e. you dont pay them a penny. After all, why should you, if their job is to win your claim and don’t?

If your injury compensation claim succeeds, the lawyer recovers all their fees or bills (payments, costs of injury assessment, medical examinations, court fees, etc.) from the losing side or their insurance company and you should get 100% of your injury compensation.

It’s a very fair deal that the injury lawyer takes all the risk, so for you its safe and stress-free solution it reassures you that the lawyer will do their best to win, as at the end of the day they want to get paid as well.

Choose Wisely!

You have a free right to decide if you want to make use of personal injury lawyer and it should be fully respected. Companies harassing and hassling injured people, asking them for their money, are no more than a relict of the shameful history.

If you feel that you need advice or help, you look for it, not otherwise. If you need an accident lawyers service, you call for it. If you have any questions and you are not sure about anything, look for a free assessment, without strings attached.

Why A Personal Injury Lawyer’s Service Is So Important?

Of course, you could try to handle your injury claim all by yourself, but let’s think about it for a moment. How solid is your knowledge of the laws concerning accidents and accident claims?

Do you know how to make all the necessary preparations?

Do you know how to avoid all the legal tricks, so you don’t fail because of some small detail?

And finally, can you do all of it and not forget anything as for being in an injured state, poor health and the case becomes personal and emotional?

If your answer for any of the questions above is ‘no’, then here’s another one: is there any reason to reject the services of experienced, professional personal injury lawyer if it improves your situation and costs you nothing?

An injury lawyer is there for you! They have all the necessary knowledge and skill to handle your compensation claim. The accident injury is a problem itself and it can be just a tip of the iceberg, but it doesn’t mean that you have to sink into trouble a compensation claim can help you financially and an injury lawyer will do that for you.

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Posted in Compensation Claims

Personal Injury – Accident Types

2010-11-11 by Admin

Personal Injury – Accident Types

RTA – Road Traffic Accidents

Accidents at Work

Accidents in a Public Place

Slips, Trips or Falls

Product Liability – Faulty Goods

General Accident

Road Traffic Accidents
…account for a large proportion of all accidents and personal injury compensation claims in the UK and drivers of vehicles are required to have some level of insurance cover. These being: Fully Comprehensive, Third Party Fire and Theft or Third Party only. These policies provide protection for anyone (including members of the same family) who may be involved in an accident, who suffer personal injury as a result of the driver’s negligence and may need to place a personal injury compensation claim whether or not the driver’s negligence has led to a police prosecution. If it is discovered that a negligent driver had inadequate or no insurance at the time of the accident, you may still be able to bring a personal injury compensation claim for through the MIB (Motor Insurers Bureau).

Road Traffic Accidents – DRIVER
A driver can make a personal injury compensation claims for loss and injuries if someone else was to blame for the accident. This is most often another driver although under some circumstances the accident may have been caused by the negligent actions of another party. For example if the roads were not gritted such that they remained icy and in a hazardous condition, a personal injury compensation claims may be filed against the party responsible for maintaining the roads. If the accident involved a pedestrian or cyclist who were later shown to be at fault, a personal injury compensation claim could still made even though the offending party may not posses adequate or any insurance cover. However, in these circumstances we may advise that it is not worth bringing such personal injury compensation claim.

Road Traffic Accidents – PASSENGER
A passenger involved in an accident in almost all circumstances can bring a successful personal injury compensation claims for damages where they have suffered injuries. Passengers are generally regarded as blameless casualties who have suffered as a result of someone else’s negligence. However, failure to comply with the law relating to the wearing of seat belts may affect the level of damages obtained in any award.

Road Traffic Accidents – CYCLIST
If a cyclist is involved in an accident where a third party is at fault, a personal injury compensation claims may be brought against the offending third party. In addition to obtaining compensation for your injuries, you may also be able to recover losses in respect of damage to your bicycle and clothing as well as loss of earnings by starting a personal injury compensation claim.

Road Traffic Accidents – PEDESTRIANS
A pedestrian may be able to recover compensation through a personal injury compensation claim for their injuries if they can show that their injuries were caused entirely or to some degree by a third party. If as a pedestrian involved in an accident you are held partly to blame, you may still be entitled so some level of compensation. The Claims Master Group will be happy to advise you on any personal injury compensation claim.

Road Traffic Accidents – INVOLVING ANIMALS
Regrettably, animals that stray onto the road can cause accidents. Owners of livestock such as cattle or horses are duty bound to the safety of road users by maintaining adequate levels of security in respect of their livestock. If it can be shown that the owner of an animal involved in an accident neglected their duty to maintain a safe environment for road users, a personal injury compensation claims for damages may be brought against them.

ACCIDENT IN THE WORKPLACE
If you are involved in an accident at work, it will be necessary for you to show that your injuries were caused by the negligence of your employer before pursuing a personal injury compensation claim. Your employer is also responsible for the actions of work colleagues who cause accidents involving injury. Please remember that you have an obligation to make your employer aware of any accidents, which occur whilst at work. This information should be properly recorded in the Accident Book. Please note, your employer cannot terminate your employment if you make a personal injury compensation claims. If you are in any doubt or concerned over this, we recommend that you consult us immediately.

DISEASES AT WORK
The working environment can affect people such that they suffer diseases as a result. Although these diseases may not be evident immediately symptoms may develop much later. Although in general terms a personal injury compensation claims has to be issued within three years from the date of the cause of injury or illness, this time limit may be lengthened if you were not aware of the cause of your symptoms until some time later.If you suspect that your symptoms are related to work place injury, please consult us as soon as possible.

MACHINERY AT WORK
There are many factors that contribute to accidents involving machinery in the work place which can lead to a legitimate personal injury compensation claim. For example poorly maintained equipment, or badly trained staff can. However your accident occurred, please consult us and will be happy to advise you.

LIFTING AT WORK
If you suffer any injury as a result of lifting whilst at work, it may be that this was caused by your employer’s failure to provide adequate training or proper manual handling equipment. Your employer has an obligation to ensure that the work place is safe and free from hazards. Unfortunately many times this is in dispute, however if you decide to file a personal injury compensation claim then you should seek expert advice.
SLIPS & FALLS AT WORK
If you were not responsible for injuries suffered as a result of a slip or fall at work, it may be that your accident was caused by your employer’s failure to comply with current safety standards in respect of hazards in the work place. If this is the case you can make a personal injury compensation claims Your employer has an obligation to ensure that the work place is safe and free from hazards.

PUBLIC PLACE
Land and / or property owners have an obligation to ensure the safety of all visitors. In most cases insurance cover will be in place to ensure that an injured party will be able to make a personal injury compensation claim in the event of injury occurring.

SLIPS, TRIPS & FALLS
If your accident was caused by a defect on a path or pavement, for example an obstacle or pothole you may be able to bring a personal injury compensation claim against those responsible for maintaining the path or pavement.
Although slips and falls can often be the cause of some of the most painful injuries, if you were to some degree responsible for causing your injuries, it is unlikely that you will be able to make a personal injury compensation claim.

SHOPS, STORES & RESTAURANTS
Store owners and managers have an obligation to ensure that their premises are free from slipping hazards. If a floor is wet whether from a recent spillage or cleaning routine, signs must be erected to alert customers and visitors to the hazard. If you have suffered an accident due in your local supermarket or shopping centre then you may be entitle to make a personal injury compensation claim

PRODUCT LIABILITY – FAULTY GOODS
These are cases arising out of a situation where products are defective and cause injury as a result of the defect. If you have been injured as a result of purchasing a standard consumer product which is defective, then you may be able to make a personal injury compensation claim from the manufacturer/supplier as well as individuals/companies through whom the goods may have passed.

OTHER ACCIDENTS
This category will include cases not listed above. For example sports injury cases, where an injury occurs ‘on the field of play’ due to the reckless actions of an opponent, or the failure of an official to apply the rules of the game in the way in which they should be applied. We will advise on any concerns or queries you have in regards to putting forward a personal injury compensation claim

If you need advice or would just like to speak to someone, please dont hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident specialists.

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Posted in Compensation Claims

Motor Insurers Bureau Compensation Claims

2010-11-04 by Admin

It’s a fairly common practice, claiming compensation from the another drivers insurance company in the event of a road traffic incident. However, if the driver whom you had the accident with had left the scene and subsequently cannot be trace – then what? Also, what can you do if the other driver doesn’t have insurance?
Well thankfully, you may still be able to make a claim compensation from the UK Motor Insurers Bureau.

Claims going through theUK Motor Insurers Bureau is similar to making a normal claim. Your case will be reviewed by the ruling judge and a decision is then made in regards to liability and how much compensation you should be awarded which will be paid by the UK Motor Insurers Bureau.

MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into Agreements with the Government to compensate the victims of negligent uninsured and untraced motorists. Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding

The MIB can give compensation to someone who is involved in a motor accident caused by an uninsured driver or untraced driver. If the driver was uninsured, the MIB can pay compensation for personal injury or death and/or damage to property. If the driver has not been traced, the MIB will consider claims for damage to personal property providing the vehicle can be identified.

Normally, the UK Motor Insurers Bureau will make a payment for both your vehicle and any personal injury suffered by yourself. This may also cover loss of earnings and medical expenses, pain, distress and suffering – all covered by the UK Motor Insurers Bureau

At Claims Master Group claiming from the UK Motor Insurers Bureau is handled by our team of legal professionals. We work on a no win no fee basis, so the solicitor who will be working with the UK Motor Insurers Bureau to award your compensation is free of charge to your mind. If you need advice or would just like to speak to someone, please dont hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Motor Insurers Bureau specialists.

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